Build Strong Business Credit Separate From Your Personal Credit

Most entrepreneurs rely on personal credit and guarantees to fund their business, putting their personal assets at risk and limiting their growth potential. Our Business Credit Building program helps you establish strong business credit that stands on its own, opening up new funding opportunities without personal liability.

We guide you through a proven, step-by-step process to build business credit that banks, vendors, and lenders recognize and trust, allowing you to secure the funding you need to scale your business while protecting your personal finances.

Benefits of Strong Business Credit

  • Access to funding without personal guarantees
  • Higher credit limits than personal credit allows
  • Improved cash flow management capabilities
  • Enhanced business valuation and fundability
  • Separation of business and personal finances
  • Reduced personal financial risk

Our Business Credit Building Programs

Foundation Builder

Establish the proper business credit foundation to start building your business credit profile.

Starting at $2,995

  • Business structure optimization
  • Business credit profile establishment
  • Initial vendor credit accounts
  • Credit bureau registration
  • Business credit monitoring setup
  • 3 months of guided implementation
MOST POPULAR

Credit Accelerator

Rapidly build and scale your business credit profile to access significant funding opportunities.

Starting at $5,995

  • Everything in Foundation Builder
  • Advanced credit building strategy
  • Retail and fleet credit establishment
  • Cash credit account acquisition
  • Credit limit increase strategies
  • Funding source connections
  • 6 months of guided implementation

Elite Funding Access

Comprehensive business credit and funding program for serious business growth.

Starting at $9,995

  • Everything in Credit Accelerator
  • Prime lender introductions
  • Business credit mastery training
  • SBA loan preparation
  • Advanced corporate structuring
  • Asset protection integration
  • Commercial real estate funding
  • 12 months of guided implementation

Key Program Components

Business Credit Profile Setup

Proper establishment of your business credit identity with all major business credit bureaus.

  • Business name and structure optimization
  • Federal EIN and D-U-N-S number acquisition
  • Business phone number and address setup
  • Professional website and email configuration

Vendor Credit Building

Strategic establishment of vendor credit accounts that report to business credit bureaus.

  • Tier 1 vendor credit account setup
  • Net-30 vendor account establishment
  • Positive payment reporting verification
  • Strategic vendor selection for your industry

Revolving Credit Access

Obtaining business credit cards and lines of credit without personal guarantees.

  • Store credit card establishment
  • Fleet credit card acquisition
  • Business credit card strategies
  • Cash credit line development

Business Structure Optimization

Creating the optimal business structure for credit building and asset protection.

  • Entity structure review and optimization
  • Corporate compliance verification
  • Business banking relationship establishment
  • PG removal strategies for existing credit

Our Business Credit Building Process

1

Foundation & Structure

Establish the proper business foundation, structure, and identity required for business credit building.

2

Initial Credit Building

Strategic acquisition of vendor accounts that report to business credit bureaus to establish credit history.

3

Credit Expansion

Leverage initial credit history to obtain retail credit accounts and small revolving credit lines.

4

Cash Credit Access

Access significant business funding without personal guarantees through strategic credit building.

Protect Your Business Assets

Learn how our Trust Formation services can help protect your business assets while enhancing privacy and reducing liability.

Important Disclaimer

Startup Alchemist is not a law firm, financial advisory firm, or licensed financial broker. We do not provide legal advice, financial advice, or any regulated professional services. Our services are business consulting in nature.


While we work with channel partners and affiliates who are licensed professionals in legal and financial areas, we encourage all clients to seek independent legal and financial advice when appropriate. We make no guarantees regarding outcomes or results of our services.

Ready to Build Your Business Credit?

Create an account to start your Business Credit Building journey and access the funding you need without personal guarantees.

Start Your Credit Building Journey